Disclosures
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CONSUMER CREDIT CARD AGREEMENTS Please select the link for your card type. |
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DO NOT CALL POLICY - STATEMENT TO THE CUSTOMER OSB will maintain a record of the name and contact telephone number for consumers who do not wish to be called. If you do not wish to receive sales calls from OSB, you may ...
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ELECTRONIC DISCLOSURES AND NOTICES This disclosure describes the process that must occur before we can provide you with electronic disclosures and notices (such as by email or website). It also describes your rights in the ... more |
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ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES This Electronic Fund Transfer disclosure does not apply to any accounts other than consumer accounts, as defined by Regulation E. |
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ERROR RESOLUTION NOTICE In case of errors or questions about your electronic transfers, call or write us at the telephone number or address listed below, as soon as you can, if you think your statement or receipt is ... more |
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NOTICE REGARDING CONSUMER LOAN PAYMENTS AND CONSUMER CREDIT CARD PAYMENTS NOTICE REGARDING CONSUMER LOAN PAYMENTS All loan payments must be accompanied by the ...
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SUBSTITUTE CHECKS AND YOUR RIGHTS The following Substitute Check Disclosure provides information about substitute checks and your rights. |
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TRANSACTION ACCOUNT GUARANTEE PROGRAM NOTICE Oconee State Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all ...
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USA PATRIOT ACT NOTICE To help the government fight the funding of terrorism and money laudering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies ... more |
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YOUR ABILITY TO WITHDRAW FUNDS This policy statement applies to "transaction" accounts. Transaction accounts, in general, are accounts which permit an unlimited number of payments to third persons and an unlimited ... more |