Personal Loans


Consumer Loans
Consumer Loans
The loan professionals at Oconee State Bank stand ready to tailor the right loan solution for individual needs. We offer a wide spectrum of loan options and deliver each with prompt, friendly service. For more information about a specific type of loan, just click Contact Us, and a loan officer will follow up with you to answer your questions.
Construction Loans
Construction Loans
Oconee State Bank specializes in single family residential construction loans.
Let us help you build your dream house! For more information about a specific type of loan, just click Contact Us, and a loan officer will follow up with you to answer your questions.
Lines of Credit
Equity Advantage
We offer home equity loans with competitive interest rates, payment options, and loan amounts.
Personal Advantage
We offer this personal, revolving line-of-credit at a competitive interest rate. This line-of-credit will give you quick access to funds as the need may arise.
Credit Cards
MasterCard
For those unexpected times when you need credit in a hurry, use the Oconee State Bank MasterCard. Our credit cards are accepted worldwide and are a convenient alternative to carrying cash. Applications are available at all locations.
VISA
For those unexpected times when you need credit in a hurry, use the Oconee State Bank VISA. Our credit cards are accepted worldwide and are a convenient alternative to carrying cash. Applications are available at all locations.

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