Deposit Rates
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Type	Opening Deposit	Balance Required	Interest Rate	Annual Percentage Yield
High Performance Checking
VIP Free Interest Checking	$50	$0	.05%	.05%
50+ Free Interest Checking	$50	$0	.05%	.05%
High Interest Checking ($0-1,499)	$50	$0	.05%	.05%
High Interest Checking ($1,500 or more)	$50	$1,500	.15%	.15%
Business Interest Checking	$50	$1,500	.15%	.15%
NOW Checking**
$0-2,499	$0	$0	.05%	.05%
$2,500 or more	$0	$2,500	.15%	.15%
Senior Checking**	$0	$0	.05%	.05%
Senior Club Checking**	$0	$0	.05%	.05%
Regular Savings	$50	$0	.15%	.15%
OSB Kids Savings	$0	$0	.15%	.15%
Prime Advantage
Less than $2,500	$50	$0	.15%	.15%
$2,500 or more	$50	$2,500	.33%	.33%
Insured Money Market
Basic: Less than $2,500	$50	$0	.15%	.15%
Standard: $2,500-$24,999	$50	$2,500	.25%	.25%
Premium: $25,000 or more	$50	$25,000	.35%	.35%


	Rates are current as of 8/28/12.
	APY=Annual Percentage Yield
	All rates are variable.
	Fees could reduce earnings on these accounts.
	Other terms and conditions may apply. These rates are for informational purposes only.
**	Effective April 25, 2008, the rate quotes for all checking accounts that are not related to High Performance checking are for existing customers only. These account types will no longer be available for new accounts.


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