Deposit Rates
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Type Opening
Deposit
Balance
Required
Interest
Rate
Annual
Percentage Yield
Regular Checking  
     VIP Free Interest Checking $50   $0   .05% .05%
     50+ Free Interest Checking $50   $0   .05% .05%
     High Interest Checking ($0-1,499) $50   $0   .05% .05%
     High Interest Checking ($1,500 or more) $50   $1,500   .10% .15%
     Business Interest Checking $50   $1,500   .10% .15%
Regular Savings $50   $0   .15% .15%
OSB Kids Savings $0   $0   .15% .15%
Insured Money Market  
     Basic: Less than $2,500 $50   $0   .15% .15%
     Standard: $2,500-$24,999 $50   $2,500   .20% .20%
     Premium: $25,000 or more $50   $25,000   .25% .25%
Rates are current as of 6/12/13.
APY=Annual Percentage Yield
All rates are variable.
Fees could reduce earnings on these accounts.
Other terms and conditions may apply. These rates are for informational purposes only.
For rates on discontinued accounts not shown above, please contact our Personal Banking Center at 706.769.6611.
 
Member FDIC © 2014  Oconee State Bank
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