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Oconee State Bank, Watkinsville, GA

Business Loans

Construction Loans

Oconee State Bank specializes in commercial construction loans, so when you are ready to open doors for your new business or expansion, Count On Us every step of the way.

We would welcome the chance to talk with you further about the best options to meet your current and future needs. Please give us a call at 706.769.6611 to get started, or click Contact Us, and a loan officer will follow up with you to answer your questions.


  • Business expansion
  • Decisions made locally
  • Short or long term financing
  • Refurbish investment property
  • Competitive rates & terms


  • Low closing costs
  • Discounts offered in some subdivisions
  • Fast approvals
  • Construction-permanent loans available
  • Courteous and professional service

Meet our team of experienced lenders!

With more than 145 combined years of experience, our Oconee State Bank lending team is proud to offer you the lending results you need to succeed. Together, we can help you with the financing needed to expand your business.

Count On Us to help you achieve your goals!

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