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Oconee State Bank, Watkinsville, GA


We call you by your name. Not some account number.

Your home is one of the most important purchases you'll ever make, so why get financing from someone that doesn't know who you are? At Oconee State Bank, we take pride in providing unmatched customer service to give you confidence through the home buying process.

Our decisions are made locally. 

When you choose Oconee State Bank for your mortgage needs, you can be confident that your application is reviewed right here in Oconee County. No third party decision makers. No hoops to jump through. Just local lending done right. 

Our experts have the tools to ensure your mortgage is the right fit for you. 

With some of Georgia's most experienced mortgage experts, we have the guidance you need to find the right mortgage for you. 

"Billy shares his expert knowledge of mortgage banking with patience and care. He is always happy to answer elementary questions, and always treats me with respect."
- OSB Mortgage Customer

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