Deposit Account and Certificate of Deposit (CD) Rates
| Opening Deposit |
Interest Rate |
Annual
Percentage
Yield |
||
|---|---|---|---|---|
| Regular Checking | ||||
| Essential Plus Checking ($1,000 or more) |
$50 |
.01% |
.01% |
|
| Business Checking | ||||
|
Performance Business Checking
Less than $10,000
$10,000 - $49,999
$50,000 - $99,999
$100,000 and up
|
$50
$50
$50
$50
|
.01%
.01%
.01%
.01%
|
.01%
.01%
.01%
.01%
|
|
|
Regular Savings
Business Savings
|
$50
$50
|
.05%
.05%
|
.05%
.05%
|
|
| OSB Kids Savings | $0 |
.05% |
.05% |
|
| Consumer Insured Money Market | ||||
| Basic: Less than $2,500 | $50 |
.05% |
.05% |
|
| Standard: $2,500-$24,999 | $50 | .05% | .05% | |
| Premium: $25,000 or more | $50 |
.05% | .05% | |
| Commercial Insured Money Market | ||||
| up to $24,999 | $50 |
.05% |
.05% |
|
| $25,000-$99,999 |
$50 | .05% | .05% | |
| $100,000-$249,999 | $50 |
.05% | .05% | |
| $250,000 and up | $50 | .05% | .05% |
- Rates are current as of 12/17/21
- APY = Annual Percentage Yield
- All rates are variable
- Fees could reduce earnings on these accounts.
- Other terms and conditions may apply. These rates are for informational purposes only.
- For rates on discontinued accounts not shown above, please contact a Personal Banker at 706.769.6611.
| Opening Deposit |
Balance Required |
Interest Rate |
Annual Percentage Yield |
|
|---|---|---|---|---|
| 3 Months | $500 | $500 |
.05% | .05% |
| 6 Months* | $500 |
$500 |
.05% | .05% |
| 12 Months* | $500 | $500 | .05% | .05% |
| 18 Months* | $500 |
$500 |
.10% | .10% |
| 24 Months | $500 | $500 | .20% | .20% |
| 36 Months | $500 |
$500 |
.30% | .30% |
| 48 Months | $500 | $500 | .30% | .30% |
| 60 Months | $500 |
$500 |
.40% | .40% |
- Rates are current as of 12/17/21
- APY = Annual Percentage Yield. APY assumes interest remains on deposit until maturity.
- Penalties will be assessed for early withdrawal.
* Denotes terms available for IRA deposits.
Rates are subject to change without notice.