Business Banking

At Oconee State Bank, it is our desire to serve you both now and in the future. With our diverse line of business products and services, you can count on us to meet your needs.

A savings account is a great way to build a cash reserve for your business.

A Commercial Money Market account gives you flexibility and easy access to your funds while earning higher interest rates on higher balances.

At Oconee State Bank we want to help you save money for your business. You can choose from a variety of Certificate of Deposit (CD) terms with competitive interest that will help you along the way.

Specializing in commercial loans, Oconee State Bank is committed and ready to fulfill your needs when it comes to jump starting or expanding your business. We would love to hear from you in order to best determine how we will help you meet your current and future goals.

The U.S. Small Business Administration is a federal agency that provides support to furthering small businesses and entrepreneurs. Oconee State Bank is a proud SBA lender, and wants you to look no further when financing.

Oconee State Bank is proud to partner with BancCard to offer merchant card services. Improve your cash flow and start generating sales with credit and debit card payment options. Our services offer competitive pricing, no hidden fees or long-term contracts.

Whether it’s issuing payroll, collecting reoccurring payments from your customers, or preparing and transporting deposits, Oconee State Bank has an extensive line of ACH Origination services to suit your every need.

BaZing is a powerful way to promote your business, at NO cost to you!

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Utilize Positive Pay to reduce the risk of loss from check fraud. Peace of mind at your fingertips! Oconee State Bank’s Positive Pay service helps your business detect suspicious transactions, safeguarding your business.

Wire transfers are a fast way to send funds between financial institutions for credit to another account or for pickup by an individual. With a signed request, Oconee State Bank can assist you in making an outgoing wire transfer from any of our branches, for a nominal fee.

Oconee State Bank’s Business Services option provides business customers with online account access, transaction origination, and complete account management capabilities delivered via NetTeller.

Streamline deposit preparation while reducing processing and transportation costs with Oconee State Bank’s Remote Deposit. Scan, submit, and deposit your business’s incoming checks electronically right from your office with a scanner we provide.

Our new Digital Banking Suite is a seamless — and more personal — way to manage your finances. No matter where you are or what device you want to use.

Debit Cards can be used to make signature and PIN based purchases, shop online, pay bills, and withdrawal cash everywhere VISA® is accepted. Our secure debit cards are a safer alternative to cash and can be used anywhere VISA® is accepted.

Oconee State Bank’s VISA® Business Credit Card offers convenient purchasing power for everyday purchases, business expenses, travel, entertainment, and beyond.

Our easy-to-use Bill Pay solution will save you time and money- no more mailing in check payments or visiting multiple online payment centers.