Smishing Alert: Stay Safe!
We have received reports of fraudulent text messages claiming to be from OSB, stating that your contact information has been changed. The message includes a link, asking you to click to verify the request. Please be aware that this is a scam! OSB will never ask you to validate changes to your account via text.

If you receive one of these messages, do not click the link. If you feel that your account information has been compromised, contact us immediately through our secure online chat feature or call us at
706-769-6611 (option 4).

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Bill Payments

Take your Online Banking to the next level with Bill Pay.

Our easy-to-use Bill Pay solution will save you time and money- no more mailing in check payments or visiting multiple online payment centers. Features of our free Bill Pay include:

  • Setup one-time and recurring payments
  • Send payments anywhere in the US
  • Electronic payments process in as little as 1-3 business days
  • Check payments process in 5-7 business days
  • Access bill payment history for up to 12 months
  • Daily cutoff time for scheduled payments is 3PM
  • Support for Bill Pay available Monday to Friday: 7:30AM -2 AM
  • Contact Bill Pay support by phone at 866-592-0853
  • Set up eBills so that your payee's electronic statements come right to your Bill Pay
  • Setup payment reminders with our interactive Bill Pay calendar
  • Use the P2P* (person-to-person) payment feature in our Mobile App to pay individuals electronically to their VISA Debit Card or bank account
    *Please allow 1-3 business days for P2P payments to post to the recipient's account.