Smishing Alert: Stay Safe!
We have received reports of fraudulent text messages claiming to be from OSB, stating that your contact information has been changed. The message includes a link, asking you to click to verify the request. Please be aware that this is a scam! OSB will never ask you to validate changes to your account via text.

If you receive one of these messages, do not click the link. If you feel that your account information has been compromised, contact us immediately through our secure online chat feature or call us at
706-769-6611 (option 4).

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VISA® Credit Cards

Oconee State Bank’s VISA® Credit Card offers convenient purchasing power for everyday purchases, business expenses, travel, entertainment, and beyond.

Accepted around the world.
You’ll benefit from convenience and security whenever you use your card.

To report a card lost or stolen, please call 1-866-598-1769

Click here to manage your account online with Card Manager
  • Platinum Visa® Card
    No annual fee

    0% APR* on purchase and balance transfers for the first 7 billing cycles.

    13.25% APR* based on Prime Rate

    Click here to apply
  • Cash Back Platinum Visa® Card
    $35 annual fee

    1% Cash back on all qualifying purchases – no spending tiers or minimums.

    11.25% APR* based on Prime Rate

    Click here to apply

Our new favorite number?

Get 0% Introductory APR for the First Seven Billing Cycles.

Apply Now