Smishing Alert: Stay Safe!
We have received reports of fraudulent text messages claiming to be from OSB, stating that your contact information has been changed. The message includes a link, asking you to click to verify the request. Please be aware that this is a scam! OSB will never ask you to validate changes to your account via text.

If you receive one of these messages, do not click the link. If you feel that your account information has been compromised, contact us immediately through our secure online chat feature or call us at
706-769-6611 (option 4).

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Report a Lost or Stolen VISA® Debit Card

Oconee State Bank has a few fast and easy ways to report issues with your VISA® Debit Card.

If you suspect your VISA® Debit Card has been lost, stolen, compromised – or you notice unauthorized charges- cancel your card immediately with one of these options.

Disputes for unauthorized transactions must be completed with a Personal Banker at your local financial center location.

  • Virtual Banking Center
    Call 706-769-6611 during normal business hours.
  • Online Banking
    Go to Settings > Debit Card
  • Mobile Banking
    Tap Preferences > Manage Cards
  • 24/7 Telephone Banking
    Call 833-541-1713
    Option 4