Smishing Alert: Stay Safe!
We have received reports of fraudulent text messages claiming to be from OSB, stating that your contact information has been changed. The message includes a link, asking you to click to verify the request. Please be aware that this is a scam! OSB will never ask you to validate changes to your account via text.

If you receive one of these messages, do not click the link. If you feel that your account information has been compromised, contact us immediately through our secure online chat feature or call us at
706-769-6611 (option 4).

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Safe Deposit Box

At Oconee State Bank, we want to help protect what’s important to you, with your own Safe Deposit Box!

You can choose from a variety of Safe Deposit Box sizes, subject to availability, to store your valuables and important documents.

The contents of our Safe Deposit Box are not insured by Oconee State Bank or any governmental agency or insurance program including the FDIC.

  • Box Size & Annual Rental Amount
    2x5x18 = $30

    3x5x18 = $35

    5x5x18 = $40

    3x10x18 = $50

    5x10x18 = $70

    8x10x18 = $80

    10x10x18 = $90

    Boxes are available at the Main Office and Bogart financial centers only. Please call for size availability.

    Other fees that may be associated with Safe Deposit Box rental: In the event a key is lost or damaged, a $10 charge will be assessed per key. If both keys are lost and a box needs to be drilled, the customer is responsible for drilling fees. An annual late fee of $10 will be assessed 30 days after payment due date if rent is not paid as agreed.

In order to open a new account and establish and protect your identity, we will ask for some personal identifying information. We know your time is valuable, so please bring this information with you when you come. Please allow at least 30 minutes to establish your relationship at any of our convenient Oconee State Bank locations.

  1. Social Security or taxpayer ID number
  2. Unexpired Government issued ID or driver’s license, military ID, or passport
  3. Proof of physical address, date of birth, phone number(s), and email address