Individual Retirement Account
Oconee State Bank's Individual Retirement account helps you save money for retirement.
For additional information in making the right choice for you, visit www.irs.gov or contact your tax advisor.
Check out this information resource that explains the differences between IRA accounts: https://www.irs.gov/Retirement-Plans/Traditional-and-Roth-IRAs
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Only $500 opening deposit
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Competitive Interest Rates
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The following terms are currently available: 6 month, 12 month, 18 month, 24 month, 36 month, 48 month, and 60 month.
Available terms
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Rates are guaranteed for the term of the IRA/certificate
In order to open a new account and establish and protect your identity, we will ask for some personal identifying information. We know your time is valuable, so please bring this information with you when you come. Please allow at least 30 minutes to establish your relationship at any of our convenient Oconee State Bank locations.
- Social Security or taxpayer ID number
- Unexpired Government issued ID or driver’s license, military ID, or passport
- Proof of physical address, date of birth, phone number(s), and email address
