Smishing Alert: Stay Safe!
We have received reports of fraudulent text messages claiming to be from OSB, stating that your contact information has been changed. The message includes a link, asking you to click to verify the request. Please be aware that this is a scam! OSB will never ask you to validate changes to your account via text.

If you receive one of these messages, do not click the link. If you feel that your account information has been compromised, contact us immediately through our secure online chat feature or call us at
706-769-6611 (option 4).

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Mobile Banking Safety & Security

Oconee State Bank's Mobile Banking Safety & Security.

Oconee State Bank strongly advises all customers utilizing Mobile Banking to adequately safeguard your mobile device. Following the guidelines below in conjunction with adherence to our Mobile Deposit Terms & Conditions will help ensure the safety and protection of your deposited items and bank account.

  • Treat your mobile device with the same care as you do your personal computer
  • Avoid storing sensitive information like passwords and Social Security numbers on your mobile device
  • Password protect your mobile device and lock it when you’re not using it
  • Be aware of your surroundings - don’t type any sensitive information if others around you can see
  • Protect your phone from viruses and malware by installing mobile security software
  • Regularly download OS updates for your mobile device and apps
  • Use discretion when downloading apps to your mobile device
  • If your lose your mobile device, let us know immediately by contacting our Virtual Banking Center at 706-769-6611
  • Monitor your bank accounts regularly and report suspicious activity immediately
  • Log out of Mobile Banking sessions completely by tapping the Log Out button on your mobile device