Important Update! We’ve enhanced the OSB Mobile App to keep your banking experience secure and seamless. Please update your mobile device to iOS 17+ or Android 9+ to continue using the app. If your mobile device can’t update, you can still access your accounts safely through our website.

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Earn competitive interest + unlock BaZing benefits with Essential Plus Checking.

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Stay Secure This Season

As the leaves change, remember to keep your digital life safe. Learn simple steps to protect your information online this Cybersecurity Month.

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Personal Banking
at its absolute best.

Experience our new Digital Banking Suite today!

More banking on the go! Experience the new Oconee State Bank mobile app.

System Requirements:
Current version 4.12 as of March 2018
iOS 10.1 or higher for iPhone® and iPad® devices
Android 5.0 or higher for Android™ devices

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    $14.99
  • You’ve received money Payment from Sophie
    $78.24

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community.

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We're proud to have locations in:
  • Watkinsville
  • Athens
  • Bogart
  • Gwinnett
  • Macon
  • Elberton