Important Fraud Prevention Reminder: Oconee State Bank will never call or text you asking for your personal information. If you receive a call or text from any number asking you to confirm personal account information or verify unusual account activity, please reach out to our Digital Solutions Center by calling 706-769-6611. Do not call the number in the message or provide personal information. Stay Alert. Stay Secure.

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Basic Checking

Oconee State Bank's Basic Checking account offers all the basics for your everyday banking needs.

The basics for your everyday needs.

Free access to online banking, mobile banking, mobile deposit, bill pay, eStatements, VISA debit card, 24/7 VISA debit card fraud monitoring, Apple Pay, Samsung Pay, and Google Pay.

  • Minimum balance requirements
    Minimum Balance Requirement: Maintain a $100 minimum balance and you will not incur a monthly maintenance fee. Only $50 opening deposit to get started.
  • Monthly maintenance fee
    Get the basics for just $7 per month. A service charge is not assessed if you maintain a minimum daily balance of $100.
  • Monthly statement fee
    This account is subject to a $5 paper statement fee. The paper statement fee is not assessed if you enroll in eStatements.