All Oconee State Bank locations will return to normal operating hours on Tuesday, January 27.

We appreciate our customers’ patience and understanding as we navigated these weather-related closures with the safety of our team members, customers, and communities as our top priority.

All digital banking services remain fully available, and our team looks forward to serving you in person.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Meet the Oconee State Bank Team

Executive Leadership Team

  • Neil Stevens
    Neil Stevens

    President & CEO

  • Jim McLemore
    Jim McLemore

    EVP, Chief Financial Officer

  • Philip Bernardi
    Philip Bernardi

    EVP, Chief Banking Officer

  • John Davis
    John Davis

    EVP, Chief Innovation Technology Officer

  • Cristi Donahue
    Cristi Donahue

    EVP, Chief Administrative Officer

  • Mike Hill
    Mike Hill

    President, Trio South Bank

  • Selena Ruth
    Selena Ruth

    EVP, Chief Human Resources Officer

  • Tom Wilson
    Tom Wilson

    EVP, Chief Credit Officer

Commercial Lending Team

  • Alan Brown
    Alan Brown

    VP, Commercial Lender
    Oconee

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  • Daryl Cohen
    Daryl Cohen

    VP, Commercial Lender
    Middle Georgia

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  • Phillip Edwards
    Phillip Edwards

    SVP, Community President
    Athens

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  • Andy Flowers
    Andy Flowers

    SVP, Community President
    Middle Georgia

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  • Adam Frangos
    Adam Frangos

    VP, Commercial Lender
    Gwinnett

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  • Joe Godfrey
    Joe Godfrey

    SVP, Community President
    Gwinnett

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  • John Hunter
    John Hunter

    SVP, Community President
    Tri-Cities

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  • Hal Jackson
    Hal Jackson

    SVP, Community President
    Oconee

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  • Baxter James
    Baxter James

    VP, Commercial Lender
    Middle Georgia

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  • Rob Matthews
    Rob Matthews

    SVP, Commercial Lender
    Oconee

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  • Michael Thigpen
    Michael Thigpen

    SVP, Regional President
    Southeast Georgia

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  • Dustin Vernon
    Dustin Vernon

    SVP, Community President
    Statesboro

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Financial Center Management

  • Jacqueline Dunaway
    Jacqueline Dunaway

    AVP, Financial Center Manager
    Elberton

  • Jenny Farias
    Jenny Farias

    AVP, Financial Center Manager
    Gwinnett

  • Shannon Ford
    Shannon Ford

    VP, Financial Center Manager
    Athens

  • Amy Michael
    Amy Michael

    AVP, Financial Center Manager
    Bogart

  • Lisa Marie Pierce
    Lisa Marie Pierce

    AVP, Financial Center Manager
    Middle Georgia

  • Haley Reed
    Haley Reed

    VP, Market Manager
    Oconee

Small Business Administration Team

  • Tareasa Harrell
    Tareasa Harrell

    SVP, SBA Director

  • Tammy Hodge
    Tammy Hodge

    SBA Operations Specialist

  • Lois Roegge
    Lois Roegge

    SBA Portfolio Manager

  • Debra Schumacher
    Debra Schumacher

    VP, SBA Loan Closing Specialist

  • Ray Wall
    Ray Wall

    VP, SBA Development Officer

  • Chris Wallace
    Chris Wallace

    SBA Business Development Officer

  • Monica Wright
    Monica Wright

    VP, SBA Operations Manager

The Remarkable Foundation Employee Board

  • Jacqueline Dunaway
    Jacqueline Dunaway

    AVP, Financial Center Manager
    Elberton

  • Michelle Elder
    Michelle Elder

    Commercial Lending Specialist

  • Deesha Hagwood
    Deesha Hagwood

    VP, Marketing Director & Executive Director of The Remarkable Foundation

  • Amy Michael
    Amy Michael

    AVP, Financial Center Manager
    Bogart

  • Haley Reed
    Haley Reed

    VP, Market Manager
    Oconee

  • Cayce Reese
    Cayce Reese

    Marketing and Business Development Coordinator

  • Lesley Anne Tanner
    Lesley Anne Tanner

    AVP, Financial Center Manager
    Macon

  • Brooke Waters
    Brooke Waters

    VP, Director of Marketing & Business Development

  • Dani Williams
    Dani Williams

    VP, Loan Administration