Important Fraud Prevention Reminder: Oconee State Bank will never call you asking for your personal information. If you receive a call from any number asking you to confirm personal account information, please reach out to our Digital Solutions Center by calling 706-769-6611.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Commercial Savings

Oconee State Bank's Commercial Savings account is a great way to build a cash reserve for your business.


Start saving today!

  • Only $50 to open an account
  • If minimum balance falls below $200 on any day of the statement cycle, a service charge of $5.00 will be assessed.
  • Competitive interest
  • Monthly statement fee
    Accounts are subject to a $5 per quarterly paper statement fee. Enroll your account in eStatements and avoid the $5 monthly paper statement fee.
  • $3.00 will be assessed for each additional debit transaction (withdrawal, automatic or pre-authorized transfer, ATM withdrawal, or payment out of this account) in excess of six (6) during a quarter.

In order to open a new account and establish and protect your identity, we will ask for some personal identifying information. We know your time is valuable, so please bring this information with you when you come. Please allow at least 30 minutes to establish your relationship at any of our convenient Oconee State Bank locations.

  1. Social Security or taxpayer ID number
  2. Unexpired Government issued ID or driver’s license, military ID, or passport
  3. Proof of physical address, date of birth, phone number(s), and email address