Effective Friday, September 5, 2025, the Main Office and Bogart Financial Centers will begin closing at 5:00PM on Fridays.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

VISA® Business Credit Cards

Oconee State Bank’s VISA® Business Credit Card offers convenient purchasing power for everyday purchases, business expenses, travel, entertainment, and beyond.

Accepted around the world.
You’ll benefit from convenience and security whenever you use your card.

To report a card lost or stolen, please call 1-866-598-1769

Click here to access Card Manager.

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  • Platinum Visa® Card
    No annual fee

    15.25% Annual Percentage Rate based on Prime Rate

    VISA Zero Liability

    Manage business expenses anytime with Card Manager
  • Cash Back Platinum Visa® Card
    $79 annual fee

    1% Cash back on all qualifying purchases up to $100,000 annually

    13.25% Annual Percentage Rate based on Prime Rate

    Manage business expenses anytime with Card Manager
  • Commercial Purchasing Card (PCard)
    Great for unlimited cardholders

    Tiered Rebate Structure

    Real Time control of cards, increase/decrease limits, see approvals/declines, turn cards on or off

    Customized Online Expense Management Portal