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Oconee State Bank, Watkinsville, GA


Credit Cards

Accepted around the world, Oconee State Bank’s VISA® business credit card offers convenient purchasing power for everyday purchases, business expenses, travel, entertainment, and beyond.  You’ll benefit from convenience and security whenever you use your card.

Platinum Visa® Card

  • No annual fee
  • 15.25% APR* based on Prime Rate
  • VISA Zero Liability
  • Manage business expenses anytime with Card Manager
* Annual Percentage Rate

Cash Back Platinum Visa® Card

  • $79 annual fee
  • 1% Cash back on all qualifying purchases up to $100,000 annually
  • 13.25% APR* based on Prime Rate
  • Manage business expenses anytime with Card Manager 
* Annual Percentage Rate 

Lost or Stolen Cards

To report a card lost or stolen, please call 1-866-598-1769.

Cards Issued Prior to March 2020

For cards issued prior to March 2020, please visit in a new window) to access your Oconee State Bank VISA® or MasterCard® account online.

If you plan to travel with your card, please contact us at 706-769-6611 so we may notate your travel plans. When calling in, please specify that you are traveling with your credit card.

To report a card lost or stolen, please call 1-800-423-7503.

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