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Oconee State Bank, Watkinsville, GA

Positive Pay

Positive Pay

Utilize Positive Pay to reduce the risk of loss from check fraud. Peace of mind at your fingertips! Oconee State Bank's Positive Pay service helps your business detect suspicious transactions, safeguarding your business. 

Positive pay is a fraud-prevention system offered to protect against forged, altered, and counterfeit checks. Your business uploads a file containing issued check data into the Oconee State Bank Positive Pay portal. Checks presented for payment against your account are compared to those issued by the business. Any check not on the issued check list (and potentially fraudulent) will be listed as an exception for you to review and make a "pay" or "return" decision for each item.

The exception processing deadline for Positive Pay decisions is 12:00 PM EST. on the day the check is presented for payment to Oconee State Bank.

With Positive Pay, mismatched checks are identified sooner and account activity may be reconciled with increased accuracy.

To sign up for Positive Pay or any of our Cash Management Services, please contact our Digital Solutions Center at 706.769.6611 or or visit any one of our Oconee State Bank Financial Centers during banking hours. 

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