Important Fraud Prevention Reminder: Oconee State Bank will never call you asking for your personal information. If you receive a call from any number asking you to confirm personal account information, please reach out to our Digital Solutions Center by calling 706-769-6611.

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VISA® Credit Cards

Oconee State Bank’s VISA® Credit Card offers convenient purchasing power for everyday purchases, business expenses, travel, entertainment, and beyond.

Accepted around the world.
You’ll benefit from convenience and security whenever you use your card.

To report a card lost or stolen, please call 1-866-598-1769

  • Platinum Visa® Card
    No annual fee

    0% APR* on purchase and balance transfers for the first 7 billing cycles.

    13.25% APR* based on Prime Rate

    Manage your account online with Card Manager
  • Cash Back Platinum Visa® Card
    $35 annual fee

    1% Cash back on all qualifying purchases – no spending tiers or minimums.

    11.25% APR* based on Prime Rate

    Manage your account online with Card Manager

Our new favorite number?

Get 0% Introductory APR for the First Seven Billing Cycles.

Apply Now