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Oconee State Bank, Watkinsville, GA

Electronic Statements and Positive Pay

Positive Pay

Utilize Positive Pay to reduce the risk of loss from check fraud. Peace of mind at your fingertips! Oconee State Bank's Positive Pay service helps your business detect suspicious transactions, safeguarding your business. 


Access your account statements anytime through our secure Online Banking Electronic Statement Portal. Statements can be securely retained for easy access. Opt in to be notified the moment your statement is generated. eStatements can be combined with our other digital services bettering the environment by reducing paper waste.

When is Electronic Statement access available?

While we make every effort to provide 24/7 Electronic Statement access, there may be brief moments of downtime due to routine system maintenance. If we are aware of upcoming maintenance, we will post a message on the applicable system to notify users of downtime. 

What is the service charge for Electronic Statements?

Electronic Statement notification and access are free features available with all Oconee State Bank checking and savings accounts. 

What software is required for Electronic Statements?

Adobe Reader is required to view Electronic Statements. Download a free version at


What software is required for Electronic Statements? When will I be notified that my Electronic Statement is ready to view?

The moment your statement has been generated an email is sent to your email address informing you that your statement is ready to view.


Do I still receive a statement in the mail if I have signed up for Electronic Statements?

No, you will only receive email notification that you can review your statement online.


What is my email address changes?

If your email address changes, please contact the Personal Banking Center at 706-769-6611, or update your email address automatically by clicking on Options in Online Banking.


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