Smishing Alert: Stay Safe!
We have received reports of fraudulent text messages claiming to be from OSB, stating that your contact information has been changed. The message includes a link, asking you to click to verify the request. Please be aware that this is a scam! OSB will never ask you to validate changes to your account via text.

If you receive one of these messages, do not click the link. If you feel that your account information has been compromised, contact us immediately through our secure online chat feature or call us at
706-769-6611 (option 4).

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Notice Regarding Consumer Loan & Credit Card Payment

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Notice Regarding Consumer Loan Payments And Consumer Credit Card Payments

NOTICE REGARDING CONSUMER LOAN PAYMENTS
All loan payments must be accompanied by the account number or payment coupon provided to you. Loan payments must be sent to Oconee State Bank, P.O. Box, 205, Watkinsville, GA, 30677. Payments received via mail Monday – Friday are credited on the day received from the Post Office. No mail pickup is made on Saturdays and bank holidays. Loan payments may also be made in person to Oconee State Bank personnel at any of our banking locations. Payments made to personnel at any banking location before 6:00 p.m. (EST/EDT), Monday – Friday, except bank holidays, will be credited as of that date. Any other payments made by alternate methods after the above cutoff time at our banking facilities Monday – Friday or on Saturdays and bank holidays will be credited as of the next bank business day or as otherwise permitted by law.

NOTICE REGARDING CONSUMER CREDIT CARD PAYMENT
All payments must be accompanied by the account number or payment coupon provided to you. Payments sent to Oconee State Bank, P.O. Box, 205, Watkinsville, GA, 30677 via mail Monday – Friday are credited on the day received from the Post Office. No mail pickup is made on Saturdays and bank holidays. Payments made to personnel at any banking location before 6:00 p.m. (EST/EDT), Monday – Friday, except bank holidays, will be credited as of that date. Any payments made by alternative methods after the above cutoff time at our banking facilities Monday – Friday or on Saturdays and bank holidays wil be credited as of the next bank business day or as otherwise permitted by law.