Effective Friday, September 5, 2025, the Main Office and Bogart Financial Centers will begin closing at 5:00PM on Fridays.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

OSB Kids Club Account

Oconee State Bank's Kids Club Savings account rewards kids for saving money!

  • Available for youth up to age 13
  • No minimum opening deposit requirement
  • No minimum balance requirement
  • Additional debit transactions
    $1.50 will be assessed for each additional debit transaction (withdrawal, automatic or pre-authorized transfer, ATM withdrawal, or payment out of this account) in excess of six (6) during a quarter.
  • Competitive Interest
  • Free t-shirt, piggy bank, and cool prizes for saving your money!
  • Monthly statement fee
    Accounts are subject to a $5 per quarterly paper statement fee. Enroll your account in eStatements and avoid the $5 monthly paper statement fee.

In order to open a new account and establish and protect your identity, we will ask for some personal identifying information. We know your time is valuable, so please bring this information with you when you come. Please allow at least 30 minutes to establish your relationship at any of our convenient Oconee State Bank locations.

  1. Social Security or taxpayer ID number
  2. Unexpired Government issued ID or driver’s license, military ID, or passport
  3. Proof of physical address, date of birth, phone number(s), and email address