Important Fraud Prevention Reminder: Oconee State Bank will never call you asking for your personal information. If you receive a call from any number asking you to confirm personal account information, please reach out to our Digital Solutions Center by calling 706-769-6611.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Construction Loans

Oconee State Bank specializes in Single Family Residential Construction Loan accounts!

Let us help you build your dream house! For more information about a specific type of loan, just click Contact Us, and a loan officer will follow up with you to answer your questions.

  • Benefits:
    - Low closing costs

    - Loan decisions made locally

    - Permanent loans available

    - Courteous and professional service