Due to anticipated inclement weather, all Oconee State Bank locations will be closed on Saturday to support the safety of our customers, team members, and communities.

We sincerely appreciate your understanding and flexibility as we take this precaution. Your safety is always our top priority. We will continue to monitor conditions closely and will post updates here if additional closures are needed.

All digital banking services remain fully available, and our team looks forward to serving you in person.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Open an Account Login
Menu
Menu
Open an Account Login
Open an Account Login

Construction Loans

Oconee State Bank specializes in Single Family Residential Construction Loan accounts!

Let us help you build your dream house! For more information about a specific type of loan, just click Contact Us, and a loan officer will follow up with you to answer your questions.

  • Benefits:
    - Low closing costs

    - Loan decisions made locally

    - Permanent loans available

    - Courteous and professional service