Important Update! We’ve enhanced the OSB Mobile App to keep your banking experience secure and seamless. Please update your mobile device to iOS 17+ or Android 9+ to continue using the app. If your mobile device can’t update, you can still access your accounts safely through our website.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Consumer Loans

Oconee State Bank's Personal Consumer Loan accounts are built on a tailored solution that meet your individual financial needs.

We offer a wide spectrum of consumer loan options and deliver each with prompt, friendly service. For more information about a specific type of loan, just click Contact Us, and a loan officer will follow up with you to answer your questions.

  • Features:
    - Competitive fixed rates

    - Fast and local decisions
  • Examples of Consumer Loans:
    - Personal Loans

    - Automotive or Truck Loans

    - Boat Loans

    - Small Aircraft Loans