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Oconee State Bank, Watkinsville, GA

Credit Cards

Accepted around the world, Oconee State Bank’s VISA® credit card offers convenient purchasing power for everyday purchases, business expenses, travel, entertainment, and beyond.  You’ll benefit from convenience and security whenever you use your card.


Platinum Visa® Card

  • No annual fee
  • 0% APR* on purchase and balance transfers for the first 7 billing cycles
  • 13.25% APR* based on Prime Rate
  • Manage your account online with Card Manager
* Annual Percentage Rate
 

Cash Back Platinum Visa® Card

  • $35 annual fee
  • 1% Cash back on all qualifying purchases – no spending tiers or minimums
  • 11.25% APR* based on Prime Rate
  • Manage your account online at with Card Manager 
* Annual Percentage Rate 
 

APPLY NOW

Lost or Stolen Card

To report a card lost or stolen, please call 1-866-598-1769.
 


Cards Issued Prior to March 2020

For cards issued prior to March 2020, please visit www.mycardstatement.com to access your Oconee State Bank VISA® or MasterCard® account online.

If you plan to travel with your card, please contact us at 706-769-6611 so we may notate your travel plans. When calling in, please specify that you are traveling with your credit card.

To report a card lost or stolen, please call 1-800-423-7503.

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