Skip Navigation Documents in Portable Document Format (.PDF) require Adobe Acrobat Reader 5.0 or higher to view. Download it now.

Oconee State Bank, Watkinsville, GA

Credit Cards

Accepted around the world, Oconee State Bank’s VISA® credit card offers convenient purchasing power for everyday purchases, business expenses, travel, entertainment, and beyond.  You’ll benefit from convenience and security whenever you use your card.


Platinum Visa® Card

  • No annual fee
  • 0% APR* on purchase and balance transfers for the first 7 billing cycles
  • 13.25% APR* based on Prime Rate
  • Manage your account online with Card Manager
* Annual Percentage Rate

Cash Back Platinum Visa® Card

  • $35 annual fee
  • 1% Cash back on all qualifying purchases – no spending tiers or minimums
  • 11.25% APR* based on Prime Rate
  • Manage your account online at with Card Manager 
* Annual Percentage Rate 



Lost or Stolen Card

To report a card lost or stolen, please call 1-866-598-1769.

Free Ride To The Top
of the page