Important Fraud Prevention Reminder: Oconee State Bank will never call you asking for your personal information. If you receive a call from any number asking you to confirm personal account information, please reach out to our Digital Solutions Center by calling 706-769-6611.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

VISA® Credit Cards

Oconee State Bank’s VISA® Credit Card offers convenient purchasing power for everyday purchases, business expenses, travel, entertainment, and beyond.

Accepted around the world.
You’ll benefit from convenience and security whenever you use your card.

To report a card lost or stolen, please call 1-866-598-1769

Click here to manage your account online with Card Manager
  • Platinum Visa® Card
    No annual fee

    0% APR* on purchase and balance transfers for the first 7 billing cycles.

    13.25% APR* based on Prime Rate

    Click here to apply
  • Cash Back Platinum Visa® Card
    $35 annual fee

    1% Cash back on all qualifying purchases – no spending tiers or minimums.

    11.25% APR* based on Prime Rate

    Click here to apply

Our new favorite number?

Get 0% Introductory APR for the First Seven Billing Cycles.

Apply Now