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Oconee State Bank, Watkinsville, GA

Online Banking & Bill Pay

Online Banking 

Online Banking gives you immediate access to your accounts anytime, anywhere. Online Banking is a safe, convenient, and easy to use solution for managing your bank accounts. Features of our free Online Banking include:

  • Real-time balances
  • Current account activity
  • Check images & periodic statements
  • Download account information into financial software, including Microsoft Money©, Quicken©, and QuickBooks©
  • Transfer funds between accounts
  • Activate or cancel your debit card
  • Account alerts

Business Bill Pay

Take your Online Banking to the next level with Bill Pay. Our easy-to-use Bill Pay solution will save you time and money- no more mailing in check payments or visiting multiple online payment centers. Features of our free  Bill Pay include:

  • Setup one-time and recurring payments
  • Send payments anywhere in the US
  • Electronic payments process in as little as 1-3 business days
  • Check payments process in 5-7 business days
  • Access bill payment history for up to 12 months
  • Daily cutoff time for scheduled payments is 3 PM
  • Online chat support for Bill Pay available Monday - Friday, 7:30 AM - 2 AM
  • Contact Bill Pay support by phone at 866-592-0853
  • Call-in support for Bill Pay available Monday - Friday, 7:30 AM - 2 AM 
  • Set up eBills so that your payee's electronic statements come right to your Bill Pay
  • Setup payment reminders with our interactive Bill Pay calendar
  • Use the P2P* (person-to-person) payment feature in our Mobile App to pay individuals electronically to their VISA Debit Card or bank account*please allow 1-3 business days for P2P payments to post to the recipient's account


Access your account statements anytime through our secure Online Banking Electronic Statement Portal. Statements can be securely retained for easy access. Opt in to be notified the moment your statement is generated. eStatements can be combined with our other digital services bettering the environment by reducing paper waste.


Forget your User ID or Password? Did your email change? 
Our Banking Center Representatives can assist. If you forget your Online Banking User ID or Password, call us 706-769-6611. After required identity verification, your password will be reset. If your email address changes, you can also contact us at 706-769-6611, or update your email address automatically by clicking on Options in Online Banking.
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