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Oconee State Bank, Watkinsville, GA


OSB Kids Club Account

OSB kids OSB Kids Club

Our OSB Kids Club Savings Account rewards kids for saving money!


  • Available for youth up to age 13
  • No minimum opening deposit requirement
  • No minimum balance requirement
  • $1.50 will be assessed for each additional debit transaction (withdrawal, automatic or pre-authorized transfer, ATM withdrawal, or payment out of this account) in excess of six (6) during a quarter
  • Competitive Interest
  • Free t-shirt, piggy bank, and cool prizes for saving your money!
  • Monthly statement fee
    • Accounts are subject to a $5 per month statement fee. Enroll your account in eStatements and avoid the $5 monthly paper statement fee.

In order to open a new account and establish and protect your identity, we will ask for some personal identifying information. We know your time is valuable, so please bring this information with you when you come. Please allow at least 30 minutes to establish your relationship at any of our convenient Oconee State Bank locations.


  • Social Security or taxpayer ID number
  • Unexpired Government issued ID or driver's license, military ID, or passport
  • Proof of physical address, date of birth, phone number(s), and email address   
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