Skip Navigation Documents in Portable Document Format (.PDF) require Adobe Acrobat Reader 5.0 or higher to view. Download it now.

Oconee State Bank, Watkinsville, GA

Personal Checking

Looking for a checking account that gives you more?

You'll find it at Oconee State Bank, now offering Basic Checking and Essential Checking accounts powered by BaZing.

Basic Checking

Just the basics. Learn More

Features & benefits you'll use everyday. Learn More


Let us reward your relationship with features, benefits, and interest. Learn More



BaZing Merchant Network

BaZing is a powerful way to promote your business, at NO cost to you!  Learn More

Existing merchants can login here.


Accounts can be opened during normal lobby business hours at any of our full service Financial Centers. Please allow at least 30 minutes to establish your relationship with a Personal Banker. In order to establish and protect your identity, we ask that you bring the following information:
  • Social Security number or taxpayer ID
  • Unexpired government issued ID or drivers license, military ID, or passport
  • Proof of physical address, date of birth, phone number(s), and email address
Free Ride To The Top
of the page