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Oconee State Bank, Watkinsville, GA

Personal Loans and Lines of Credit


Consumer Loans

Competitive fixed rates. Fast and local decisions. It’s a great option for both the expected and the unexpected expenses in life. 

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Construction Loans

For whatever dreams you are building in life, we have a solution. 

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Lines of Credit 

Competitive rates and quick access to funds when you need them. 

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Please visit our information page to see hours of operation, or click here to contact us.
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