Other Services

Overdraft protection

Overdraft Protection

Link your Oconee State Bank checking account to another Oconee State Bank checking account, savings account or line of credit to help avoid any hassle or embarrassment from your account being overdrawn.

A $5.00 charge will be assessed for each transfer.




Stop Payments

Stop Payment can be requested by the writer or drawer of a check, made to the bank the check was written on, to not pay the check as written but to refuse it instead. The payment is remanded and asked to be stopped.

A $30.00 charge will be assessed for each stop payment order.


Wire Transfer


Wire Transfers

Wire transfers are a fast way to send funds between financial institutions for credit to another account or for pickup by an individual. With a signed request, Oconee State Bank can assist you in making an outgoing wire transfer from any of our branches, for a nominal fee.

Domestic wire transfer (incoming/outgoing) - $20.00
International wire transfer - $50.00


The following is a sample of what type of information is needed for each type of wire request: 

Domestic Wires – Incoming

Beneficiary Bank:

Oconee State Bank
35 N Main Street
Watkinsville, GA 30677
ABA/Routing Number: 061113282


Beneficiary:

Customer’s Name
Customer’s Account Number
 
International Wires –Incoming
Intermediary Bank:
CenterState Bank of Florida,N.A.
Atlanta, GA
Swift BIC: CSBKUS33
ABA/Routing Number: 063116737
 
Beneficiary Bank:
Oconee State Bank
ABA/Routing Number: 061113282
 
Beneficiary:
Customer’s Name
Customer’s Account Number

*The cutoff time for outgoing wires is 2:00 pm EST. The cutoff time for incoming wires is 4:00 pm EST.

Electronic Services

At Oconee State Bank, we offer an array of Electronic Services to our account holders. More Info>
Community

Check out our community calendar to stay up to date on events at Oconee State Bank and locally.

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