Important Update! We’ve enhanced the OSB Mobile App to keep your banking experience secure and seamless. Please update your mobile device to iOS 17+ or Android 9+ to continue using the app. If your mobile device can’t update, you can still access your accounts safely through our website.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Meet the Oconee State Bank Team

Executive Leadership Team

  • Neil Stevens
    Neil Stevens

    President & CEO

  • Jim McLemore
    Jim McLemore

    EVP, Chief Financial Officer

  • Philip Bernardi
    Philip Bernardi

    EVP, Chief Banking Officer

  • John Davis
    John Davis

    EVP, Chief Innovation Technology Officer

  • Cristi Donahue
    Cristi Donahue

    EVP, Chief Administrative Officer

  • Mike Hill
    Mike Hill

    President, Trio South Bank

  • Selena Ruth
    Selena Ruth

    EVP, Chief Human Resources Officer

  • Tom Wilson
    Tom Wilson

    EVP, Chief Credit Officer

Commercial Lending Team

  • Alan Brown
    Alan Brown

    VP, Commercial Lender
    Oconee

    LEARN MORE

  • Daryl Cohen
    Daryl Cohen

    VP, Commercial Lender
    Middle Georgia

    LEARN MORE

  • Phillip Edwards
    Phillip Edwards

    SVP, Community President
    Athens

    LEARN MORE

  • Andy Flowers
    Andy Flowers

    SVP, Community President
    Middle Georgia

    LEARN MORE

  • Adam Frangos
    Adam Frangos

    VP, Commercial Lender
    Gwinnett

    LEARN MORE

  • Joe Godfrey
    Joe Godfrey

    SVP, Community President
    Gwinnett

    LEARN MORE

  • John Hunter
    John Hunter

    SVP, Community President
    Tri-Cities

    LEARN MORE

  • Hal Jackson
    Hal Jackson

    SVP, Community President
    Oconee

    LEARN MORE

  • Baxter James
    Baxter James

    VP, Commercial Lender
    Middle Georgia

    LEARN MORE

  • Rob Matthews
    Rob Matthews

    SVP, Commercial Lender
    Oconee

    LEARN MORE

  • Michael Thigpen
    Michael Thigpen

    SVP, Regional President
    Southeast Georgia

    LEARN MORE

  • Dustin Vernon
    Dustin Vernon

    SVP, Community President
    Statesboro

    LEARN MORE

Financial Center Management

  • Jacqueline Dunaway
    Jacqueline Dunaway

    AVP, Financial Center Manager
    Elberton

  • Jenny Farias
    Jenny Farias

    AVP, Financial Center Manager
    Gwinnett

  • Shannon Ford
    Shannon Ford

    VP, Financial Center Manager
    Athens

  • Amy Michael
    Amy Michael

    AVP, Financial Center Manager
    Bogart

  • Lisa Marie Pierce
    Lisa Marie Pierce

    AVP, Financial Center Manager
    Middle Georgia

  • Haley Reed
    Haley Reed

    VP, Market Manager
    Oconee

Small Business Administration Team

  • Tareasa Harrell
    Tareasa Harrell

    SVP, SBA Director

  • Tammy Hodge
    Tammy Hodge

    SBA Operations Specialist

  • Lois Roegge
    Lois Roegge

    SBA Portfolio Manager

  • Debra Schumacher
    Debra Schumacher

    VP, SBA Loan Closing Specialist

  • Ray Wall
    Ray Wall

    VP, SBA Development Officer

  • Chris Wallace
    Chris Wallace

    SBA Business Development Officer

  • Monica Wright
    Monica Wright

    VP, SBA Operations Manager

The Remarkable Foundation Employee Board

  • Jacqueline Dunaway
    Jacqueline Dunaway

    AVP, Financial Center Manager
    Elberton

  • Michelle Elder
    Michelle Elder

    Commercial Lending Specialist

  • Deesha Hagwood
    Deesha Hagwood

    VP, Marketing Director & Executive Director of The Remarkable Foundation

  • Andy Hancock
    Andy Hancock

    Technology Specialist & Courier

  • Kevin Jones
    Kevin Jones

    VP, Retail Sales & Business Development Officer

  • Amy Michael
    Amy Michael

    AVP, Financial Center Manager
    Bogart

  • Haley Reed
    Haley Reed

    VP, Market Manager
    Oconee

  • Cayce Reese
    Cayce Reese

    Marketing and Business Development Coordinator

  • Lesley Anne Tanner
    Lesley Anne Tanner

    AVP, Financial Center Manager
    Macon

  • Brooke Waters
    Brooke Waters

    VP, Director of Marketing & Business Development

  • Dani Williams
    Dani Williams

    VP, Loan Administration

  • Monica Wright
    Monica Wright

    VP, SBA Operations Manager