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                                  All Oconee State Bank locations will be closed on Monday, February 18, 2019 in observance of Presidents' Day.  

Oconee State Bank, Watkinsville, GA

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Thanks for voting us                                    Best Bank!

When we win, our customers                                                                                          and our community wins, so                                                                                              we celebrate YOU! 



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Beyond the Cupola Blog is LIVE!

Oconee State Bank is proud to post weekly on our blog every Tuesday @ 11:30 am.
Love is in the air, and our team members are gushing about why they love our bank! Help spread the love by watching the video here and commenting why YOU love OSB! 



We want to hear from you! 

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Click here to tell us how we are doing.

APPLY NOW for the Julian and Jan Hester Memorial Scholarship!!

Meet our Mortgage Expert!

Oconee State Bank is proud to introduce new Mortgage Lender Billy Sullivan. With more than 30 years of experience in the mortgage industry, Billy can help you navigate the path that leads to you opening the door to your dream home. 

Meet Billy


OSB Junior Board of Directors

Congratulations to the 2018-2019 Oconee State Bank's Junior Board of Directors! These Oconee County students have been nominated by teachers and selected by their schools to serve a one year term as Junior Directors. Please join us in celebrating them for this accomplishment, and check out the new Junior Board here.  

OSB Kids Club

Click here to learn how to enroll today!

Personal Insured Money Market Account


Click here to view all deposit rates.

60 Month CD



OSB Gives Back

Click here for more pictures of Team OSB!

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Consumer Loans
Ready to tailor the right loan solution for your individual needs. 

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ACH Advantage
Whether issuing payroll, collecting reoccurring payments, or more, we have a variety of services to suit your needs.

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Your Business, Our Priority
Count on Us to support your business with success every step of the way with a variety of products and services customized to fit your needs.

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