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Simplify Your Spending with Digital Wallets

Your Trusted Partners in Small Business Lending.

Learn More About Our Lending Options

The New Digital Banking Suite is Here!

Whether you’re on your laptop, smartphone or tablet, you are always connected. Visit our Quick Reference Guide to start discovering features!

Quick Reference Guide

Have questions? Check out the FAQ page below or watch the How To Videos.

Digital Banking Suite FAQs

Cybersecurity: Keeping Your Private Information Private

https://www.knowbe4.com/homecourse

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Click on the brochure links below for additional resources for consumers.

Your dream home is closer than you think.

See how we can help finance the home you've always wanted.

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SBA Lending

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Business Services

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Mobile Banking

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OSB Careers

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We're a community bank that's

built to serve our community.

We're proud to have locations in Watkinsville,

Athens, Bogart, Gwinnett, Macon, and Elberton.

OSB Events & Fun

See all the happenings and fun events OSB has been involved in recently here!

OSB Platinum Card

Our new favorite number? ZERO. Learn more about 0% interest. Click here

Business Savings

Find the perfect fit for your business's savings needs. Click here

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