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Oconee State Bank, Watkinsville, GA

The Wait is Over!


New Digital Banking Suite is here.

Schedule payments, manage your Debit Card, and receive Personal Financial Management Insights all within one platform.

Learn More

The New Digital Banking Suite is Here!

Whether you’re on your laptop, smartphone or tablet, you are always connected. Visit our Quick Reference Guide to start discovering features!
Have questions? Check out the FAQ page below or watch the How To Videos. 

Cybersecurity: Keeping Your Private Information Private


Click on the brochure links below for additional resources for consumers.



We're a community bank that's

built to serve our community.  

We're proud to have locations in Watkinsville,

Athens, Bogart, Gwinnett, Macon, and Elberton.

OSB Events & Fun
See all the happenings and fun events OSB has been involved in recently here! 
OSB Platinum Card
Our new favorite number? ZERO. Learn more about 0% interest. Click here
Business Savings
Find the perfect fit for your business's savings needs. Click here
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