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Oconee State Bank, Watkinsville, GA



 









 

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Low closing costs. Fast approvals. The best loan solution for your business.
Low closing costs. Fast approvals. The best loan solution for your business.



Your dream home is closer than you think.

See how we can help finance the home you've always wanted. 
 

            Click here to learn more

 
         
 

OSB Kids Club

Money Market Account

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60 Month CD

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OSB Cares

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We're a community bank that's

built to serve our community.  


We're proud to have locations in Watkinsville,

Butlers, Athens, Gwinnett, and Bogart. 


Local banks are vital parts of communities.
See how banking local impacts your community.
 
Mobile Banking
Banking made easy. See how our mobile banking is right for you. Click here
Payroll Services
Payroll solutions to help you focus on what matters to you. Click here
Business Savings
Find the perfect fit for your business's saving need. Click here
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