Skip Navigation Documents in Portable Document Format (.PDF) require Adobe Acrobat Reader 5.0 or higher to view. Download it now.
OSB Financial Center lobbies will reopen on Monday, September 28. We can't wait to see you!
Learn More

Oconee State Bank, Watkinsville, GA




 

 

 

Net Advantage

Online Banking login
-
Scroll
down
for More
(intentionally goes nowhere)
Low closing costs. Fast approvals. The best loan solution for your business.
 
 
  
 

Have you or your business been impacted by COVID-19?

 
 

See if an EIDL Loan could be right for your business
 



Your dream home is closer than you think.

See how we can help finance the home you've always wanted.
 

Click here to learn more

 
         
 

SBA Lending

COVID-19 Resources

Click here to learn more

Mobile Banking

Click here to learn more

OSB Cares

Click here to learn more

 

We're a community bank that's

built to serve our community.  


We're proud to have locations in Watkinsville,

Athens, Bogart and Lawrenceville.


Local banks are vital parts of communities.
See how banking local impacts your community.
 
Mobile Banking
Banking made easy. See how our mobile banking is right for you. Click here
Payroll Services
Payroll solutions to help you focus on what matters to you. Click here
Business Savings
Find the perfect fit for your business's savings needs. Click here
Free Ride To The Top
of the page