Important Fraud Prevention Reminder: Oconee State Bank will never call or text you asking for your personal information. If you receive a call or text from any number asking you to confirm personal account information or verify unusual account activity, please reach out to our Digital Solutions Center by calling 706-769-6611. Do not call the number in the message or provide personal information. Stay Alert. Stay Secure.

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Red. White. Remarkably Business.

America turns 250, and we're celebrating the businesses that have shaped our communities along the way. Discover Commercial Checking designed to help your business thrive.

Find the Right Business Account

Stay Secure This Season

This summer, celebrate with confidence. Learn simple ways to protect your personal information and stay safe online.

Fraud Resources

Personal Banking
at its absolute best.

Experience our new Digital Banking Suite today!

More banking on the go! Experience the new Oconee State Bank mobile app.

System Requirements:
Current version 4.12 as of March 2018
iOS 10.1 or higher for iPhone® and iPad® devices
Android 5.0 or higher for Android™ devices

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    $14.99
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    $78.24

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built to serve our
community.

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We're proud to have locations in:
  • Watkinsville
  • Athens
  • Bogart
  • Gwinnett
  • Macon
  • Elberton