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Oconee State Bank, Watkinsville, GA
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Your dream home is closer than you think.
See how we can help finance the home you've always wanted.
Click here to learn more
SBA Lending
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COVID-19 Resources
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Mobile Banking
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OSB Cares
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We're a community bank that's
built to serve our community.
We're proud to have locations in Watkinsville,
Athens, Bogart and Lawrenceville.
Visit Us Today
Online & Mobile Banking
Banking made easy. See how eBanking is right for you.
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OSB Platinum Card
Our new favorite number? ZERO. Learn more about 0% interest.
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Business Savings
Find the perfect fit for your business's savings needs.
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SBA Lending
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