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Oconee State Bank, Watkinsville, GA
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New FDIC Cybersecurity Education Resources
Your dream home is closer than you think.
See how we can help finance the home you've always wanted.
Click here to learn more
SBA Lending
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COVID-19 Resources
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Mobile Banking
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OSB Cares
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We're a community bank that's
built to serve our community.
We're proud to have locations in Watkinsville,
Athens, Bogart and Lawrenceville.
Visit Us Today
Online & Mobile Banking
Banking made easy. See how eBanking is right for you.
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OSB Platinum Card
Our new favorite number? ZERO. Learn more about 0% interest.
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Business Savings
Find the perfect fit for your business's savings needs.
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SBA Lending
COVID-19 Resources
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