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                      In observance of Memorial Day, Oconee State Bank will be closed Monday, May 27th.  

Oconee State Bank, Watkinsville, GA

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Meet our Mortgage Expert

Oconee State Bank is proud to introduce new Mortgage Lender Billy Sullivan. With more than 30 years of experience in the mortgage industry, Billy can help you navigate the path that leads to you opening the door to your dream home. 

Meet Billy


 Join us in honoring our military heroes by bringing in your photos and stories. 

We are proudly celebrating these brave men and women through Memorial Day, Armed Forces Day, and Independence day.

We're publicly traded on the OTCQX exchange.

For the latest investor information CLICK HERE

OSB is proud to post weekly on our blog every Tuesday @ 11:30 am.


In this week's edition of Beyond the Cupola we highlight OSB
employee, Jennifer Rudd. Jennifer walks us through how she finds
value in doing things herself and how you can too!

We are proud to offer three free ATM withdrawals to our Essential & Essential Plus customers Want to learn more?

Let us know how we're doing! 

Submit your feedback here

OSB Kids Club

Click here to learn how to enroll today!

Personal Insured Money Market Account


Click here to view all deposit rates.

60 Month CD



OSB Cares

Click here for more pictures of Team OSB!

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Consumer Loans
Ready to tailor the right loan solution for your individual needs. 

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ACH Advantage
Whether issuing payroll, collecting reoccurring payments, or more, we have a variety of services to suit your needs.

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Your Business, Our Priority
Count on Us to support your business with success every step of the way with a variety of products and services customized to fit your needs.

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