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Oconee State Bank, Watkinsville, GA

Apple Pay®, Android Pay™ & Samsung Pay Are Here!

Go ahead and pay with your phone




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In This Together

We are proud to partner 
with local visionaries like 
Terry and Sue Stephens.
Count On Us to turn your 
next creative spark into a 
business success.

Read their success story


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Coming Soon: Changes to Operating Hours!

On June 5th, 2017 we will amend our lobby and drive-thru hours for each financial center location. Click here to see the changes.


We want to hear from you! 


Click here to tell us how we are doing.

Meet the President & CEO!

Oconee State Bank is proud to introduce President & CEO, Neil Stevens.

Learn more about Neil



Personal Insured Money Market Account

.25%

APR*

Click here to view all deposit rates.



60 Month CD

1.0%

APR*


OSB Gives Back

Click here for more pictures of our awesome OSB employee volunteers!


Consumer Loans
Ready to tailor the right loan solution for your individual needs. 

More Info >

ACH Advantage
Whether issuing payroll, collecting reoccurring payments, or more, we have a variety of services to suit your needs.

More Info>

Your Business, Our Priority
Count on Us to support your business with success every step of the way with a variety of products and services customized to fit your needs.

Learn more

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