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Thank you for allowing us more time to bring our BEST!
New Hours effective Friday, November 27.

Oconee State Bank, Watkinsville, GA

for More
(intentionally goes nowhere)
Low closing costs. Fast approvals.
The best loan solution for your business.

Have you or your business been impacted by COVID-19?


See if an EIDL Loan could be right for your business


We're a community bank that's

built to serve our community.  

We're proud to have locations in Watkinsville,

Athens, Bogart and Lawrenceville.

Local banks are vital parts of communities.
See how banking local impacts your community.
Mobile Banking
Banking made easy. See how our mobile banking is right for you. Click here
Payroll Services
Payroll solutions to help you focus on what matters to you. Click here
Business Savings
Find the perfect fit for your business's savings needs. Click here
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