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Oconee State Bank, Watkinsville, GA

Merchant Services


We are proud to partner with BancCard to offer customizable payment solutions for your business. Whether you process a handful of transactions per week or thousands, we offer a vast array of payment processing options to meet your needs. Let us help you find the right point-of-sale-system for your business. 

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New FDIC Cybersecurity Education Resources



We're a community bank that's

built to serve our community.  

We're proud to have locations in Watkinsville,

Athens, Bogart and Gwinnett.

Online & Mobile Banking
Banking made easy. See how eBanking is right for you. Click here
OSB Platinum Card
Our new favorite number? ZERO. Learn more about 0% interest. Click here
Business Savings
Find the perfect fit for your business's savings needs. Click here
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