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Oconee State Bank, Watkinsville, GA
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Have you or your business been impacted by COVID-19?
Click here to access COVID-19 business resources
See if an EIDL Loan could be right for your business
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Your dream home is closer than you think.
See how we can help finance the home you've always wanted.
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SBA Lending
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OSB Cares
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We're a community bank that's
built to serve our community.
We're proud to have locations in Watkinsville,
Athens, Bogart and Lawrenceville.
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OSB Platinum Card
Our new favorite number? ZERO. Learn more about 0% interest.
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Business Savings
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