Until further notice, our Bogart lobby is temporarily closed. We apologize for any inconvenience. Drive-Thru and Remote Services will continue to be accessible. Please call 706-769-6611 for assistance.

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New FDIC Cybersecurity Education Resources

Your dream home is closer than you think.

See how we can help finance the home you've always wanted.

Click here to learn more

We're a community bank that's

built to serve our community.

We're proud to have locations in Watkinsville,

Athens, Bogart and Lawrenceville.

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Online & Mobile Banking

Banking made easy. See how eBanking is right for you. Click here

OSB Platinum Card

Our new favorite number? ZERO. Learn more about 0% interest. Click here

Business Savings

Find the perfect fit for your business's savings needs. Click here

Free Ride To The Top

Net Advantage

New FDIC Cybersecurity Education Resources

Your dream home is closer than you think.

Click here to learn more

SBA Lending

COVID-19 Resources

Mobile Banking

OSB Cares

We're a community bank that's

built to serve our community.

We're proud to have locations in Watkinsville,

Athens, Bogart and Lawrenceville.