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Oconee State Bank, Watkinsville, GA

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When we win, our customers                                                                                 and our community wins, so                                                                                                  we celebrate YOU! 

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Beyond the Cupola Blog is LIVE!

Oconee State Bank is proud to post weekly on our blog every Tuesday @ 11:30 am.
Mahatma Gandhi once said, “the best way to find yourself is to lose yourself in the service of others." OSB's SVP Director of Retail Banking, Cristi Donahue, shares how her experiences with cancer, inspired her to live everyday with a servant heart. Read this remarkably genuine story, here. 



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APPLY NOW for the Julian and Jan Hester Memorial Scholarship!!

Meet our Mortgage Expert!

Oconee State Bank is proud to introduce new Mortgage Lender Billy Sullivan. With more than 30 years of experience in the mortgage industry, Billy can help you navigate the path that leads to you opening the door to your dream home. 

Meet Billy


OSB Junior Board of Directors

Congratulations to the 2018-2019 Oconee State Bank's Junior Board of Directors! These Oconee County students have been nominated by teachers and selected by their schools to serve a one year term as Junior Directors. Please join us in celebrating them for this accomplishment, and check out the new Junior Board here.  

OSB Kids Club

Click here to learn how to enroll today!

Personal Insured Money Market Account


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60 Month CD



OSB Gives Back

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Consumer Loans
Ready to tailor the right loan solution for your individual needs. 

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ACH Advantage
Whether issuing payroll, collecting reoccurring payments, or more, we have a variety of services to suit your needs.

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Your Business, Our Priority
Count on Us to support your business with success every step of the way with a variety of products and services customized to fit your needs.

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