Smishing Alert: Stay Safe!
We have received reports of fraudulent text messages claiming to be from OSB, stating that your contact information has been changed. The message includes a link, asking you to click to verify the request. Please be aware that this is a scam! OSB will never ask you to validate changes to your account via text.

If you receive one of these messages, do not click the link. If you feel that your account information has been compromised, contact us immediately through our secure online chat feature or call us at
706-769-6611 (option 4).

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Commercial Lending

Oconee State Bank specializes in Commercial Loans and is committed to fulfill your needs when it comes to jump starting or expanding your business.

We would love to hear from you in order to best determine how we will help you meet your current and future goals.

One of our Commercial Lending experts will follow up with you to answer any questions.

  • Features:
    Business expansion
    Decisions made locally
    Short or long-term financing
    Refurbish investment property
    Competitive rates & terms
  • Benefits:
    Low closing costs
    Fast approvals
    Construction-permanent loans available
    Courteous and professional service

In order to open a new account and establish and protect your identity, we will ask for some personal identifying information. We know your time is valuable, so please bring this information with you when you come. Please allow at least 30 minutes to establish your relationship at any of our convenient Oconee State Bank locations.

  1. Social Security or taxpayer ID number
  2. Unexpired Government issued ID or driver’s license, military ID, or passport
  3. Proof of physical address, date of birth, phone number(s), and email address

Want to learn more?

See how we can help meet your business needs by giving us a call at 706.769.6611.

Our market experts will follow up with you to answer any questions.