Business Checking
At Oconee State Bank, it is our desire to serve you both now and in the future. With our diverse Business Checking account, you can count on us to meet your needs.
| Small Business Checking | Performance Business Checking | Commercial Checking (Analysis) | |
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| Opening Deposit | $50 | $50 | $50 |
| Minimum balance or other requirements | None | $10,000 minimum balance | None |
| Monthly service fees | $10 | Only $15 monthly if balance <$10,000 | Only $15 monthly service charge |
| Per item charges | $0.25 per transaction over 150 | $0.25 per transaction over 250 | Please contact us for more information |
| Competitive Interest |
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| Earnings Credit |
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Yes! Earnings credit may offset some activity and other fees. |
| FREE VISA® Debit Card, FREE ATM Transactions at Oconee State Bank and Presto! Locations |
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| FREE Online Banking, Bill Pay & eStatements, FREE 24/7 Telephone Banking |
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| Live Personal Bankers available during regular business hours |
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Transaction items include deposits, deposited items, checks paid, and electronic items.
Enroll in eStatements to avoid a $5.00 monthly paper statement fee.
*Bank rules and regulations apply.
In order to open a new account and establish and protect your identity, we will ask for some personal identifying information. We know your time is valuable, so please bring this information with you when you come. Please allow at least 30 minutes to establish your relationship at any of our convenient Oconee State Bank locations.
- Social Security or taxpayer ID number
- Unexpired Government issued ID or driver’s license, military ID, or passport
- Proof of physical address, date of birth, phone number(s), and email address
Business Account Documents:
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SSN or TIN of Owner
Sole Proprietor/DBA
Business License -
TIN of LLC
Limited Liability Company (LLC)
Articles of Organization
Operating Agreement
Certificate of Organization -
TIN of Partnership
Partnership
Partnership Agreement
Certificate of Partnership -
TIN of Organization
Not-For-Profit Organization
If incorporated, follow corporate guidelines
If tax-exempt, IRS documentation or tax return
If tax-exempt, authorized letter -
TIN of Corporation
Corporation
Articles of Incorporation
Certificate of Incorporation
