At Oconee State Bank, it is our desire to serve you both now and in the future. With our diverse line of business products and services, you can count on us to meet your needs.
Please see our business checking products below to help decide which account is best for you!
In order to open a new account and establish and protect your identity, we will ask for some personal identifying information. We know your time is valuable, so please bring this information with you when you come. Please allow at least 30 minutes to establish your relationship at any of our convenient Oconee State Bank locations.
-Social Security or taxpayer ID number
-Unexpired Government issued ID or driver's license, military ID, or passport
-Proof of physical address, date of birth, phone number(s), and email address
Click here for a complete list of documents we may request to open your business account.
Totally Free Business Checking
Designed for businesses with lower transaction volume and a desire for a competitive rate of interest
Designed for businesses with more complex banking
|Minimum balance or other requirements||None!||$1,500 minimum balance||None!|
|Monthly service fees||No||Only $6 monthly charge if minimum balance falls below $1,500||Only $15 monthly service charge|
|Per transaction charges||1,000 FREE monthly transaction items 1||1,000 FREE |
|-Transaction items are just $.12 each 1 |
-Coin and currency deposits just $.50 per $1,000
|Earnings Credit Allowance||No||No||Yes! Earnings credit allowance may offset activity fees|
|FREE Visa Debit Card and FREE ATM Transactions at Oconee State Bank locations||Yes||Yes||Yes|
|FREE Net Advantage, FREE Bill Pay, FREE eStatements, and FREE Voice Advantage telephone banking 24/7||Yes||Yes||Yes|
|*Live Personal Bankers Available||Yes||Yes||Yes|
1 Transaction items include checks paid, checks deposited, ACH debits, and ACH credits.
*Bank rules and regulations apply
Additional products or services available:
- Business Savings or Money Market
- Certificates of Deposit
- ACH Advantage Services
- Express Deposit
- Merchant Card Services
- Commercial Loan Products such as Real Estate, Equipment Term Loans, or Lines of Credit 1
- Business Credit Cards 1
- Safe Deposit Boxes 2
- Mobile Advantage
- Voice Advantage
- Financial Services
- Card Advantage
- Personal Accounts and Services
1 Subject to application and credit approval
2 Safe Deposit Boxes are not FDIC Insured