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Oconee State Bank, Watkinsville, GA

Remote Deposit

Streamline deposit preparation while reducing processing and transportation costs with Oconee State Bank's Remote Deposit. Scan, submit, and deposit your business's incoming checks electronically right from your office with a scanner we provide. No more writing out deposit slips, no more trips to the branch, no more waiting in line. Remote Deposit customers can also take advantage of extended deposit cutoff times. 


Remote Deposit Benefits

  • Convenience No more daily trips to the branch. Deposit checks as often as you like right from your desktop.
  • Extended deposit cutoffs Scan and submit deposits by 7:00 P.M. for same day credit.
  • Reduced expenses Eliminates the cost and liability of regular trips to the branch. 
  • Seamless to customers No need to provide notification to your customers.
  • Faster clearing Speeds up the availability of funds, improving cash flow.
  • Automation Remote Deposit creates virtual deposit tickets.
  • Peace of mind Assures deposits are being made timely and accurately.


System Requirements

  • Windows 7 or higher operating system
  • Internet Explorer 9.0 or higher
  • USB port to plug in scanner
  • Anti-virus software


Frequently Asked Questions

Below are answers to common Remote Deposit questions.

What is Remote Deposit?

Remote Deposit gives business customers the ability to (1) capture the images and transaction information of checks accepted for payment, and (2) deliver this information electronically to the Oconee State Bank over a secure Internet connection. 

How does Remote Deposit work?
Using a web-based application and a scanner we provide, checks are scanned, imaged, and submitted for deposit. Each check scanned for deposit generates an electronic image that is transmitted to Oconee State Bank.

What are the Remote Deposit fees?

Oconee State Bank charges a flat monthly fee of $25.00 for Remote Deposit. This monthly fee includes the lease of one high-speed scanner and unlimited deposits. Each additional scanner is $25.00 per month.

How late can I make a deposit and still get same day credit?
The cutoff time for same day deposits is 7:00 P.M., Monday - Friday. Deposits made over the weekend or on a holiday will be processed on the following business day.

What do I do with the checks after I make a deposit?
The original checks need to be stored in a secure location for 14 - 60 days. After 60 days, original checks must be destroyed.

What software and hardware are required?
Remote Deposit requires a Window 7 or higher operating system, Internet Explorer 9.0 or higher, and an available USB port for the scanner.

How do I get started with Remote Deposit?
Contact your local Branch Manager or our Business Development Officer to begin the application process. Once approved, our Electronic Banking Officer will come onsite to setup your Remote Deposit scanner and provide training for your employees.

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