Important Fraud Prevention Reminder: Oconee State Bank will never call you asking for your personal information. If you receive a call from any number asking you to confirm personal account information, please reach out to our Digital Solutions Center by calling 706-769-6611.

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Basic Checking

Oconee State Bank's Basic Checking account offers all the basics for your everyday banking needs.

The basics for your everyday needs.

Free access to online banking, mobile banking, mobile deposit, bill pay, eStatements, VISA debit card, 24/7 VISA debit card fraud monitoring, Apple Pay, Samsung Pay, and Google Pay.

  • Minimum balance requirements
    Maintain a $100 daily minimum balance and we'll waive the monthly maintenance fee. Only $50 opening deposit to get started.
  • Monthly maintenance fee
    Get the basics for just $7 per month. Maintain a $100 daily minimum balance and we'll waive the monthly maintenance fee. Upgrade to Essential Checking for the best value!
  • Monthly statement fee
    Basic Checking accounts are subject to a $5 per month paper statement fee. Enroll your Basic Checking account in eStatements and avoid the $5 monthly paper statement fee.