Important Fraud Prevention Reminder: Oconee State Bank will never call you asking for your personal information. If you receive a call from any number asking you to confirm personal account information, please reach out to our Digital Solutions Center by calling 706-769-6611.

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Consumer Loans

Oconee State Bank's Personal Consumer Loan accounts are built on a tailored solution that meet your individual financial needs.

We offer a wide spectrum of consumer loan options and deliver each with prompt, friendly service. For more information about a specific type of loan, just click Contact Us, and a loan officer will follow up with you to answer your questions.

  • Features:
    - Competitive fixed rates

    - Fast and local decisions
  • Examples of Consumer Loans:
    - Personal Loans

    - Automotive or Truck Loans

    - Boat Loans

    - Small Aircraft Loans