Our digital banking suite will be offline for system maintenance beginning Saturday, September 20th at 7:00PM. All systems will be back online Sunday morning by 9:00AM. We appreciate your understanding as we enhance our services for you!

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Consumer Loans

Oconee State Bank's Personal Consumer Loan accounts are built on a tailored solution that meet your individual financial needs.

We offer a wide spectrum of consumer loan options and deliver each with prompt, friendly service. For more information about a specific type of loan, just click Contact Us, and a loan officer will follow up with you to answer your questions.

  • Features:
    - Competitive fixed rates

    - Fast and local decisions
  • Examples of Consumer Loans:
    - Personal Loans

    - Automotive or Truck Loans

    - Boat Loans

    - Small Aircraft Loans