Important Fraud Prevention Reminder: Oconee State Bank will never call you asking for your personal information. If you receive a call from any number asking you to confirm personal account information, please reach out to our Digital Solutions Center by calling 706-769-6611.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Insured Money Market

Oconee State Bank's Insured Money Market account gives you flexibility and easy access to your funds while earning higher interest rates on higher balances.

  • Only $50 to open an account.
  • Tiered interest – the more you save, the more you earn!
  • Competitive Interest
  • Service charge
    A service charge of $10.00 will be assessed every statement cycle if the balance in the account falls below $1,000 any day of the cycle.
  • Monthly statement fee
    Accounts are subject to a $5 per month statement fee. Enroll your account in eStatements and avoid the $5 monthly paper statement fee.
  • Additional debit transactions
    $5 will be assessed for each additional debit transaction (withdrawal, automatic or pre-authorized transfer, ATM withdrawal, or any payment out of this account) in excess of six (6) during a statement cycle.

In order to open a new account and establish and protect your identity, we will ask for some personal identifying information. We know your time is valuable, so please bring this information with you when you come. Please allow at least 30 minutes to establish your relationship at any of our convenient Oconee State Bank locations.

  1. Social Security or taxpayer ID number
  2. Unexpired Government issued ID or driver’s license, military ID, or passport
  3. Proof of physical address, date of birth, phone number(s), and email address