Basic Checking 

Oconee State Bank's Basic Checking account offers all the basics for your everday banking needs.

Just the basics for your everyday needs

 Anywhere Banking Tools

Free access to Online banking, mobile banking, mobile deposit, bill pay, eStatements. VISA Debit Card, 24/7 VISA debit card fraud monitoring. Apple Pay, Samsung Pay, Google Pay.

 Minimum balance requirements

Maintain a $100 daily minimum balance and we'll waive the monthly maintenance fee. Only $50 opening deposit to get started.

 Monthly maintenance fee

Get the basics for just $7 per month. Maintain a $100 daily minimum balance and we'll waive the monthly maintenance fee. Upgrade to Essential Checking for the best value!

 Monthly statement fee

Basic Checking accounts are subject to a $2 per month statement fee. Enroll your Basic Checking account in eStatements and avoid the $2 monthly paper statement fee.