CDs / IRAs

At Oconee State Bank we want to help you save money for your future. You can choose from a variety of Certificate of Deposit (CD) or Individual Retirement Account (IRA) terms with competitive interest that will help you along the way.

Please see our options below to help you decide which account and term is best for you!

Certificates of Deposit

A Certificate of Deposit is a safe and secure way to earn higher interest returns on your deposits. 

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Coverdell Education Savings Account (CESA)

A CESA is a trust or custodial account for the purpose of paying the qualified education expenses of a designated beneficiary of the account.

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Individual Retirement Account

Traditional and Roth IRAs help you save money for retirement.

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Please visit our information page to see hours of operation, or click here to contact us.

Additional products or services available:

Subject to application and credit approval

Safe Deposit Boxes are not FDIC Insured

A valid checking or savings account opened for 30+ days and active online banking credentials are required

Investing In The Future

Our Junior Board of Directors program propels area high school students to the front of the class in responsible money management.

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Check out our community calendar to stay up to date on events at Oconee State Bank and locally.

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