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Oconee State Bank, Watkinsville, GA

CDs / IRAs

At Oconee State Bank we want to help you save money for your future. You can choose from a variety of Certificate of Deposit (CD) or Individual Retirement Account (IRA) terms with competitive interest that will help you along the way.


Please see our options below to help you decide which account and term is best for you!

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Certificates of Deposit

A Certificate of Deposit is a safe and secure way to earn higher interest returns on your deposits. 

Learn more


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Individual Retirement Account

Traditional and Roth IRAs help you save money for retirement.

Learn more



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