Online Banking Safety & Security

Oconee State Bank's Online Banking Safety & Security.
Over the past several years, Internet threats have evolved and increased significantly. Cyber criminals continue to target Financial Institutions and their customers in an effort to compromise security controls, take over online accounts, and perform fraudulent electronic transactions.
In addition to strong user name and password requirements, all online banking systems have an additional layer of authenticating technology, known as Multi Factor Authentication. These measures help ensure that your online banking sessions are safe and secure.
If at any time you notice suspicious account activity, contact us immediately at 706-769-6611
Online Banking Security Tips
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Be suspicious of emails claiming to be from a financial institution, government department, or other agency requesting account information, account verification, or banking access credentials such as usernames, passwords, PIN codes, and similar information. Opening file attachments or clicking on web links in suspicious emails could expose your system to malicious code that could hijack your computer.
Do not open email from unknown sources.
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Oconee State Bank will never email, call or otherwise ask you for your user name, password or other electronic banking credentials.
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If an email claiming to be from your financial institution seems suspicious, checking with your financial institution may be appropriate.
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Free software may not provide protection against the latest threats compared with an industry standard product.
Install anti-virus and spyware detection software on all computer systems.
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Update all of your computers regularly with the latest versions and patches of both anti-virus and anti-spyware software.
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Ensure computers are patched regularly, particularly operating systems and key applications.
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Especially if using a broadband or dedicated connection to the Internet, such as DSL or cable. A firewall limits the potential for unauthorized access to your network and computers.
Install a dedicated, actively managed firewall
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Check your settings and select, at minimum, a medium level of security for your browser.
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To eliminate copies of web pages that have been stored on the hard drive. How the cache is cleared depends on the browser and version you are using. This function is generally found in the browser's preferences menu.
Clear the browser cache before starting any online banking session
Periodically checking your credit is a great way to confirm you have not been a victim of identity theft.
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Equifax: 800-685-1111; www.equifax.com
Credit Reporting Agencies
Experian: 888-EXPERIAN (888-397-3742); www.experian.com
TransUnion: 800-916-8800; www.transunion.com -
Access the FDIC's Cybersecurity Guide for Consumers
Additional Cybersecurity Education Resources
Access the FDIC's Cybersecurity Guide for Businesses