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Commercial Lending Team

Joe Godfrey

SVP, Community President: Gwinnett
jgodfrey@oconeestatebank.com
(678) 983-9425
(770) 616-4741

With more than 25 years in community banking, Joe Godfrey brings deep experience and a passion for serving others. He began his financial career at Gwinnett Community Bank in 1999 and joined Oconee State Bank in 2019. Joe previously spent 15 years in the automotive industry before transitioning into banking and is a past president of the Rotary Club of Gwinnett, remaining active in community service today.