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Oconee State Bank, Watkinsville, GA

Online Banking & Bill Pay

Online Banking 

Online Banking gives you immediate access to your accounts anytime, anywhere. Online Banking is a safe, convenient, and easy to use solution for managing your bank accounts.

Business Bill Pay

Take your Online Banking to the next level with Bill Pay. Our easy-to-use Bill Pay solution will save you time and money- no more mailing in check payments or visiting multiple online payment centers.

Access your account statements anytime through our secure Online Banking Electronic Statement Portal. Statements can be securely retained for easy access. Opt in to be notified the moment your statement is generated. eStatements can be combined with our other digital services bettering the environment by reducing paper waste.
Our Online Banking services provides real-time balance and current account activity to ensure you receive accurate account information at all times. 
Account information can easily be downloaded into financial software, including Microsoft Money©, Quicken©, and QuickBooks©
Oconee State Bank customers receive features through our Online Banking platform including transferring funds between accounts, activate or cancel a debit card, and account alerts. 
Features of our free  Bill Pay include creating one-time and recurring payments, send payments anywhere in the US, access bill payment history for up to 12 months, set up eBills so that your payee's electronic statements come right to your Bill Pay, and add payment reminders with our interactive Bill Pay calendar.
P2P* (person-to-person) payment feature is also available in our Mobile App to pay individuals electronically to their VISA Debit Card or bank account*please allow 1-3 business days for P2P payments to post to the recipient's account
Electronic payments process in as little as 1-3 business days. Check payments process in 5-7 business days.
Online chat support for Bill Pay available Monday - Friday, 7:30 AM - 2 AM. Bill Pay support is also available by phone at 866-592-0853, Monday - Friday, 7:30 AM - 2 AM.

24/7! There may be occasional downtime due to routine system maintenance but we will inform users on the applicable system to notify of downtime. 

Adobe Reader is required to view Electronic Statements. Download a free version at 

No! Electronic Statement notification and access are free features available with all Oconee State Bank checking and savings accounts. 

No, you will only receive email notification that you can review your statement online.

Forget your User ID or Password? Did your email change? 
Our Banking Center Representatives can assist. If you forget your Online Banking User ID or Password, call us 706-769-6611. After required identity verification, your password will be reset. If your email address changes, you can also contact us at 706-769-6611, or update your email address automatically by clicking on Options in Online Banking.
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